Thought Leadership

A little over one year ago, in March 2022, the Securities and Exchange Commission (SEC) announced a plan called “The Enhancement and Standardization of Climate-Related Disclosures for Investors” to introduce mandatory climate disclosures for reporting organizations as a new legal ESG (environmental social governance) standard. The goal of these new disclosures is to provide consistency […]

via @kjameslubin on Medium New technologies are often defined by the first successful example. Smartphones are all compared to the iPhone. Electric cars are all compared to Tesla. And blockchain applications are compared to Bitcoin. In the case of blockchain, this is somewhat unfortunate. While Bitcoin was a huge technical breakthrough in 2009, it has

Why are online marketplace fees so high? Not so long ago, the usual process of buying something was arduous — you had to leave your home, travel to a store that you hoped had inventory in what you wanted, search the aisles, wait in line, pay at checkout, and lug the thing back home. In

It’s no secret that blockchain has become incredibly popular in recent years. This isn’t a surprise, given how it can revolutionize everything from finance to supply chain management. However, not all blockchains are created equal. If your business is looking to incorporate blockchain into its business model, there are many factors that you need to

Web3 commerce (sometimes written as Web3Commerce with no space) is the exchange of real-world assets on a blockchain. By real-world assets, we mean products, items or services that have value outside of the blockchain, and use blockchain to improve trust, transparency and coordination between multiple businesses and customers. Examples of Web3 Commerce — Exchanging stablecoins

How can you convince someone that a currency you invented has value? This question has plagued the human race since the Chinese started using paper currency as a substitute for bronze coins in the 11th century.

It has been quite a hectic time in crypto. For those of you who have already read about the collapse of FTX, or those who are wondering how DeFi can be more prone to theft after the FTX collapse, feel free to skip to the section titled “What I’ve learned from this.” For readers who

via @kjameslubin on Medium Every year, about half the country will dispute a transaction on their credit or debit card. The dispute process, known in the industry as a “chargeback,” allows a customer to receive a refund through their credit card company for fraudulent transactions, damaged or missing items, or other legitimate issues. Support for

via @kjameslubin on Medium There’s a famous story about a San Francisco software developer named Stefan Thomas, who owns a few hundred million dollars worth of Bitcoin, but can’t access it because he forgot his password. Another early Bitcoin owner, a Welshman named James Howells, lost even more when he accidentally threw out his hard

via @kjameslubin on Medium Ethereum’s recent transition to a proof of stake consensus mechanism prompted SEC Chair Gary Gensler to state that most crypto tokens are investment contracts, meaning the agency has regulatory authority over them. This may mark the beginning of the end for the largely unregulated proliferation of cryptocurrencies, which has given rise